Many experts therefore recommend a precious metals portfolio that ideally consists of 75% gold and 25% silver. This is because the price of silver tends to be more volatile than that of gold and will therefore have a greater impact on the value of your precious metals portfolio if price fluctuations occur. However, they can be used as a store of value and inflation protection. As long as you don’t buy it for personal use, you can invest an allocation of 5 to 10% of your total portfolio in precious metals, primarily as downside protection against the riskier assets in your profile.
Deciding how much gold and silver to keep in your portfolio should be a personal decision. In general, investors invest around 10-15% of their assets in precious metals.
